Welcome to Kapnick's
Employee Education Portal!
This portal provides access to all of Kapnick's employee education and compliance materials, most commonly received via our corporate newsletter. The contents of this library are for client use.
This Month's Employee Education Topic
Long-Term Care Insurance
Printable Flyer
Employees are becoming more aware of the financial and emotional toll of long-term care needs—whether for themselves or aging family members. Key reasons employees value LTC insurance include rising costs of care, protecting retirement savings, and more.
This Month's Compliance Topic
Affordability Considerations
Employer Guide
For purposes of individual eligibility for tax subsidies through a public Exchange, and for compliance with the employer shared responsibility rules under §4980H, it is important to understand whether coverage offered under an employer-sponsored group health plan is “affordable.” When setting plan contribution rates, employers must consider IRS employer affordability safe harbors, the various elements that play into the determination of the employee contribution, and the penalties associated with failing to offer affordable coverage.