Insurance and Wellness Blog

Kapnick Insurance Group

Recent Posts

Equipment breakdown coverage - Don't be a lesson learned

Posted by Kapnick Insurance Group on Feb 7, 2017 4:43:13 PM

Even though equipment breakdown insurance is one of the best coverage, service and price values in the industry, some business owners and operators continue to skimp on or do without this vital protection. Loss lessons in your business can be learned the easy way or the hard way. 
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Topics: equipment breakdown coverage

Avoid Slips and Falls this Winter

Posted by Kapnick Insurance Group on Nov 14, 2016 3:38:18 PM


According to the Occupational Safety and Health Administration (OSHA), falls claim around 12,000 lives and result in more than 30,000 disabling injuries each year. Keep in mind, those numbers don't even take into account the number of minor injuries caused by slips, trips and falls annually.

In many parts of the country, harsh rain and severe winter weather will sharply increase the risk. According to the National Floor Safety Institute, 80 percent of slips happen on wet floors. That's why it's critical to help keep walking surfaces clear and dry.

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Topics: Winter, safety, slip and fall

OSHA Final Rule on Electronic Reporting

Posted by Kapnick Insurance Group on Nov 3, 2016 10:45:25 AM

On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule requiring certain employers to electronically submit data from their work-related injury records to OSHA. The final rule also solidifies employee anti-retaliation protections for reporting work-related injuries and illnesses.
The final rule becomes effective on Jan. 1, 2017, but compliance with anti-retaliation provisions and reporting deadlines will be phased in through 2019.
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Topics: Communications

Healthy Living: Get road ready

Posted by Kapnick Insurance Group on Nov 2, 2016 9:54:00 AM

Driving a Truck Shouldn't Be a Pain.

Truck driver health impacts performance on the road. That's why it's so important to take time for regular exercise. After spending long hours on the road, neck and back discomfort can be a major pain. To help alleviate these problems, here are five simple exercises to follow.

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Topics: Industry Focus - Trucking & Transporation

kapnick Strive® + School Districts

Posted by Kapnick Insurance Group on Oct 11, 2016 1:45:21 PM

Kapnick strive® + School Districts

Schools in the United States employ more than 8 million people. We entrust this large workforce with one of the nation’s most critical functions — preparing our youth to become successful and productive citizens. School districts are like businesses in the private sector when it comes to employee-related expenses: they must pay for employee absenteeism, healthcare costs, workers’ compensation, lost productivity and disability. Employee wellness programs, like Kapnick strive®, directly affect each of these employee-related costs.

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Topics: Industry Focus - Education

Do you know the health of your Employee population?

Posted by Kapnick Insurance Group on Sep 20, 2016 4:55:42 PM

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Topics: Industry Focus - Wellness

Boomers & Millennials Finding Common Ground

Posted by Kapnick Insurance Group on Sep 16, 2016 1:40:03 PM

Offering Better Gathering Spaces Helps Drive DemandNew Call-to-action

Both boomers and millennials continue to rent condominiums and apartments in increasing numbers.

As a property manager, how do you successfully bridge the generation gap to appeal to both groups?

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Topics: Industry Focus - Real Estate

Growing Concerns About Class Size

Posted by Kapnick Insurance Group on Sep 13, 2016 2:15:54 PM

Adding Up the Benefits of Smaller Class Sizes

As tighter budgets continue to be the norm at the state and local level, classrooms all over the country continue
to burst at the seams at an alarming rate. While many lawmakers have argued that class size doesn’t matter, the
evidence supporting smaller classrooms is staggering.

"According to data provided by the
National Center for Education Statistics,
the average class size in Michigan is
18 students per 1 teacher."

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Topics: Industry Focus - Education

Implementing a Food Safety Plan Is a Piece of Cake

Posted by Kapnick Insurance Group on Sep 7, 2016 3:24:27 PM

Food Safety Risk Assessment - 7 Simple Steps

Even though it has been several years since The Food Safety Modernization Act (FSMA) was signed into law, the Act still confuses a myriad of food and feed processors. Why? Because one of the continuing gray areas is that compliance with the FSMA is a separate duty from creating a Hazard Analysis Critical Control Point (HACCP). HACCP is a management system in which food safety is addressed through the analysis and control of biological, chemical, and physical hazards from raw material production, procurement and handling, to manufacturing, distribution and consumption of the finished product. 

Remember, the HACCP itself doesn’t cover the requirements of the FSMA. Some food product types require HACCP. Therefore, it’s critical that you verify your need for generating a HACCP.


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Topics: Industry Focus - Agribusiness

Avoid Temporary Worker OSHA Citations

Posted by Kapnick Insurance Group on Aug 5, 2016 4:11:00 PM

OSHA has cracked down on categorizing temporary employees
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Topics: Risk Management/Services