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In the past couple of years, the worksite wellness industry has talked a lot about having the right “culture”. A positive wellness culture in the workplace contributes to the physical, mental, and emotional well-being of workers. It takes an integrated approach to wellbeing that includes not only our physical health, but our emotional health, our sense of purpose, our connections to our community and our overall quality of life.

One area to consider when expanding your wellness offerings is volunteering. One aspect of wellbeing is that tends to be overlooked is community wellbeing – engagement and involvement in one’s community. More and more employers are realizing that volunteering can help a person’s overall wellbeing. According to a UnitedHealth Group study, 76% of people who volunteered in the last 12 months say volunteering has made them feel healthier, and 94% say that it improves their mood. Companies are giving their employees opportunities to give back to their communities through any number of initiatives and they are reaping the benefits of happier, healthier workers.

Volunteering stands out as an activity that has all the right stuff.   We’ve known for a long time that the hours and resources that individuals contribute through volunteer efforts make our communities better places. What this research from the UnitedHealth Group affirms is that there is a lot more: volunteering makes people feel better. Individuals who volunteer tend to be more active and engaged in their communities and in their health. Additionally, employers can play a significant role in allowing volunteering (see “Time Off for Volunteering”), and enjoy real benefits as a result.

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It’s About Time

Do you know exactly what’s expected of you, as a policyholder, if you have a claim? There’s often a lot of “insurance language” to sort through, but most importantly realize that timing is critical.

Most insurance policies contain a section outlining the policyholder’s responsibilities in the event of a claim. With liability policies in particular, the policyholder’s duty requires that claims be reported immediately or as soon as possible after the policyholder has acknowledged a claim could be made.

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There is no doubt that recruiting the millennial generation can bring hardworking, enthusiastic employees who are eager for new opportunities to your company, but recruiting and engagingand  retaining these workers is proving to be much different than it was for with prior generations.

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The U.S. leads all first world countries with the highest percentage of population with a criminal record. Keep in mind, not all of these violators are guilty of serious crimes. Many are guilty of minor teenage pranks or a decades-old shoplifting incident.

In the digital age, criminal records aren’t easily forgotten. This is a significant problem for the affected individuals, but it’s also a concern for any business that would like to employ them. Employers who might have in the past been inclined to automatically disqualify employment to any applicant with a criminal record are now under increasing pressure to take a different approach.

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Whether it’s a start-up company or an established corporation, businesses regularly enter into legal agreements that include common insurance requirements. Attorneys generally draft these legal contracts – and the majority of them aren’t up to speed on the

latest insurance forms and terminology. In fact, it’s almost a rule rather than an exception to find insurance terms used in contracts that bear no resemblance to current usage.

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Many things evolve over time – technology, medical advancements, home décor…and insurance policy language. That’s right. Outdated terms on your old insurance policies may not be as obvious as 1970s orange shag carpet, but it’s very important to make the changes.

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With an estimated 5 million guest rooms in the United States alone, the hospitality sector faces a variety of potentially damaging threats on a daily basis. These include:

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As the temperatures plummet, the risk of freezing pipes in fire protection sprinkler systems increases sharply. Here’s why. When the water inside the pipes freezes, it expands and pushes against the walls of the pipe causing enough force to rupture them.

By following a few simple steps, you can help prevent  water damage and costly repairs that burst pipes can cause.

According to an Aon Hewitt study, 79% of consumers view making smart choices every day as the number one factor that leads to good health. At the same time, 85% of consumers also say obstacles such as lack of time and affordability often get in the way of them making smart choices. As a provider of worksite wellness programs, we often hear these same obstacles from our participants.