Kapnick Insurance Group is pleased to announce the addition of Judy Thompson, Client Advocate, to its employee benefits division. Judy comes to Kapnick from OPG Benefits, located in Brighton, MI. Judy has over 35 years of experience in group health care benefit plans, sales and service - both on the vendor side and the insurance agency side. Because of her years of experience Judy is a specialist in assessing customer needs, reviewing plan designs and implementing health benefit plans.

26100 American Drive, Suite 300
Southfield, MI 48034
888.263.4656 | www.kapnick.com

How to make the healthiest choice from a vending machine VIDEO

It’s important to touch on water safety tips for the summer. Check out your local Red Cross for more information and to get CPR certified.

The Great Lakes have a high incident of drownings each year due to currents and other factors - click here to learn more

Like Flood Insurance, Earthquake, Volcano and Mudslides are not included in the vast majority of insurance contracts written today. This coverage will be picked up via Endorsement (or for the old folks a “Rider”). For us in Michigan, this often overlooked coverage option is available from most commercial carriers. Earthquake coverage is also available from many personal insurance carriers, but this blog will focus on the commercial area. ISO Commercial Risk Services, which provides “coverage forms” for many of the approved Michigan carriers has a specific form which is CP 10 40 06.

Seismic Activity in Michigan is not necessarily up over the past couple of years, however we have “felt” neighboring states (Ohio, Illinois and Pennsylvania) increased activity. And, of course, many of you reading this likely know that one of these earthquakes come from the New Madrid Fault. One of the most powerful earthquakes in the history of the US emanated from the New Madrid fault in the Midwest. As recent as 1947 Michigan did experience a Magnitude 4.6 earthquake that caused widespread structural damage centered southeast of Kalamazoo and including the areas of Bronson, Coldwater, Colon, Matteson Lake. This earthquake as recorded by USGS (US Geological Survey) caused chimney damage, window and plaster damage as well as brick cornices coming down.

Water! Water! Water! - We are in the middle of the hot summer and we need a quick reminder on water and proper hydration.

You can protect yourself from the outside but you can also protect yourself with certain foods that help strengthen your skin against the harmful rays of the sun.

Kapnick Insurance Group is pleased to announce the addition of Mike Rutkowski to its Commercial Property & Casualty Sales Team. Mike comes to Kapnick from Federated Insurance, where he worked for over 5 years, responsible for sales and client service for a designated territory. He holds licenses in both Property & Casualty and Life/Health.

It’s summer and it’s hot and sunny. We need to protect ourselves from the harmful rays of the sun. We love sunshine! It’s actually healthy for you, but in small amounts

Here are my favorite tips to staying healthy in the sun!