LIFE & DISABILITY

UNDERSTANDING LIFE & DISABILITY INSURANCE

We offer a variety of life & disability insurance options to provide you and your family support in the case of loss of life or non-workplace injury. Some of these benefits are employer paid, and some will be optional for an additional cost to employees.

Important reminder: Update your beneficiaries as needed. You may also name a contingent beneficiary

BENEFIT SUMMARIES

EMPLOYER-PAID LIFE/AD&D

We are pleased to provide peace of mind to you and your family by offering 100% employer paid group life/AD&D insurance. All eligible employees will receive this benefit.

What is life insurance?
Life insurance provides financial protection for your family in the event of your death.

What is accidental death & dismemberment (AD&D) insurance?
Accidental death & dismemberment (AD&D) insurance provides financial protection for you and your family in the event of accidental death or dismemberment.

EMPLOYEE-PAID VOLUNTARY LIFE/AD&D

We are pleased to provide peace of mind to you and your family by offering the option to opt-in for further life insurance for you, your spouse, and/or your dependent(s), paid for by you. All eligible employees will have the option to opt-in.

How much will it cost? 
Please refer to your Benefit Summary to determine the amount of coverage you want and check Workday for the cost per pay period.

EMPLOYER-PAID SHORT-TERM DISABILITY

We are pleased to provide peace of mind to you and your family by offering 100% employer paid short-term disability. All eligible employees will receive this benefit.

Important reminder: Management is not eligible for short-term disability benefits.

What is short-term disability?
Short-term disability is an income replacement benefit that provides a percentage of pre-disability earnings when employees are out of work on a disability claim. It covers off-the-job accidents and illness claims that temporarily prevent you from working.

LONG-TERM DISABILITY

We are pleased to provide peace of mind to you and your family by offering both employer-paid and voluntary long-term disability options. All eligible employees will have the option to opt-in.

What is long-term disability?
Long-term disability is an income replacement benefit that provides a percentage of pre-disability earnings when employees are out of work on a disability claim. It covers off-the-job accidents and illness claims that prevent you from working for an extended period of time, including up to retirement age.

How much will it cost? 
Please refer to your Benefit Summary to determine the amount of coverage you want and check Workday for the cost per pay period.