The award is given to the top agency in each region, based on growth in written premium, loss ratio and commitment to their partnership philosophy. By winning the Midwest Region, Kapnick is also the President's Cup winner for the State of Michigan. "We are very pleased with this award and recognition - it is an acknowledgement of our continuing efforts to be the best, because our clients deserve the best!" said Jim Kapnick, president of Kapnick Insurance Group.