Try this light crab and corn dip made healthier with reduced-fat cream cheese, nonfat yogurt and fat free cottage cheese instead of full-fat cheese, mayonnaise and sour cream. It will save you a ton of calories and fat per serving compared to full fat versions. Serve with baked chips, pita or veggies.

Health Coach Maria Hicks visits HyperFit USA of Ann Arbor, and receives a crash course in CrossFit. For more info visit:http://www.hyperfitusa.com/

Workers’ Compensation rates continue their ascent over the past 2-3 years. If you are operating in a desirable business with a reasonable loss rate, this could mean an increase of 3-8% annually. If you are in a tougher class, with more losses, this could be more like 8-15% with some cases going higher. These increases are related to at least two factors in this bloggers humble insurance opinion. Firstly, Medical Inflation - as with health insurance, the costs of work comp medical claims are going up faster than most industry experts and underwriters predicted. That leads to the second reason….the soft market. Increased claim costs, along with premiums far under where they should be, results in a perfect storm. This perfect storm is really not perfect for the insurance buyer, in fact it can blow operating budgets out of the water.

"What is the reason for buying an electric toothbrush?" I asked myself when I entered my local Target store. I knew that my dentist recommended it, but why. I perceived myself to be an adequate brusher; I floss and rinse usually 3 to 4 times a day, so what can the electric toothbrush do that I can’t? I found out--to my surprise--quite a bit.

Many popular beverages like sodas, juices, flavored waters and sport drinks contain empty calories that are fueling the obesity epidemic. One of the major problems with this assortment of beverages is that they provide minimal nutritional value and do not properly hydrate the body. A common misconception created through advertisements is that sport drinks provide a real energy boost during athletic training without any negative aspects, but they contain sugar as well. A great alternative that keeps you hydrated through the day and has nutritional benefits is fruit infused water. This is a great option for our bodies that is revitalizing, healthy and tasty!

Unfortunately we hear about this exact situation of an adjuster asking our client or a contractor to borrow ladders or other means to access property:

Ingredients