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Frozen pipes can be a huge nightmare - and with the below zero temperatures we have been experiencing it is a REAL possibility.

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Decades ago, worksite wellness began as a way to promote health awareness among employees with “lunch & learn” classes, walking programs, health fairs and more. However, with today’s technology, most employers have moved to online/digital wellness programs. But are high-tech programs enough for positive behavior change in an employee population?

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Seven Tips to Maximize Your HSA

Did your company switch to an Health Savings Account (HSA) this year? At the beginning it can be confusing but they are basically designed to help you save for future medical costs. Below are seven tips to help you maximize your HSA and become a better health care consumer.

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As we are all well aware, we live in a world of daily information overload. It’s more important than ever how we communicate to others especially when it comes to promoting worksite wellness programs. When it comes to wellness initiatives, we generally communicate to participants to initiate some type of action on their part. However, communicating and getting participants to take action are two different aspects. But if we effectively communicate, action will be taken.

When communicating and engaging employees regarding wellness, it can be a challenge as one’s journey to better health is unique to that person. Using different mechanisms will help to reach a broader audience.

 Below are 3 steps for creating an engaging communication strategy:

• Step 1 – Sequence the Communication

• Step 2 – Develop Tidbits to Communicate

• Step 3 – Utilize a Mix of Media

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So, you followed the advice of your Kapnick service team and obtained a Certificate of Insurance from your supplier or subcontractor naming you Additional Insured. You even asked them to redo it to add “Primary and Non-Contributory” and “Waiver of Subrogation” wording. A few of you even went so far as to get the actual endorsement (we are very proud of you)!

So what does it do for you? Possibly nothing. There has been a major change to most all Additional Insured Endorsements. Insurance companies added a requirement that your Additional Insured is only valid “if required by written contract”. No written contract, no Additional Insured.

The actual wording is something like: Who Is an Insured is amended to include as an Additional Insured any person or organization whom you are required to add as an Additional Insured on this policy under a written contract or written agreement. 

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How do you even know if your wellness program is working? Simple - when your ROI goes up.

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For the next few weeks, practice some of these healthy living tips to prevent that holiday weight gain after all the Christmas  and New Year parties - the below tips will help you battle the holiday bulge:

1. Exercise every morning!  Start every day for the next two weeks with 15-20 minutes of exercise (hit the gym, a DVD at home, walk, bike, run up and down the stairs, do push-ups and squats or jumping jacks).
2. Eat more apples!  Apples are loaded with fiber and water and help fill you up before a party.  You will naturally eat fewer calories.
   
   
3. Drink lemon water every morning!   This is excellent as a mini "detox" after eating too many treats.
   
   
4. Make a concerted effort to have only ONE helping of food.   
   
   
5. Pick your FAVORITE dessert and enjoy it!   Don't have a "little bit of everything".  Just pick one or two of your favorite desserts and enjoy them
   
   
6. Are you baking this holiday season?   Use applesauce, baby food, canned pumpkin or mashed bananas instead of the oil.  If you swap a half cup of oil for a half cup of one of these other items, you can save about 110 grams of fat in your next pan of brownies or loaf of pumpkin bread

In a recent company-wide meeting, Kapnick Insurance Group’s Executive Committee announced new officer appointments for 2014. According to CEO Jim Kapnick, these promotions are given much consideration by the Committee. The recipients have exhibited several important traits during their tenure including (but not limited to): a commitment to Kapnick’s core values, putting the betterment of the organization before personal gain, being positive advocates for Kapnick Insurance Group in the community and managing a considerable book of business while continuing to excel in new sales. Congratulations to:

Angela Dean –from Vice President to Senior Vice President. As a Vice President in the benefits division, with a large book of business to maintain, Angela has exhibited a continued growth focus, and is an active contributor in all corporate initiatives.

 

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I am excited to share with you our most popular template that has been downloaded from our website over 6,000 times!

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When you are diabetic it is important to monitor your sugar intake. Having diabetes doesn’t mean you can never have that slice of pie, it is just best to save the sweet treats for special occasions. Below you will find a few tips on how to stop those sugar cravings before they start.